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Reg No: DR/CTR/150396 (M.P. Act 1960)

Cooperative Financial & Welfare Services

Comprehensive deposit schemes, affordable member credit, agricultural assistance, and inclusive community welfare programs.

Savings & Deposit Schemes

Multiple contribution schemes designed to help your hard-earned savings grow securely while supporting rural development.

Fixed Deposit Wealth Growth

Fixed Deposit (FD) Scheme

Enjoy guaranteed attractive cooperative interest rates for tenures ranging from 12 months up to 10 years. Quarterly compounding options to maximize wealth creation.

  • Competitive rates up to 9.5% p.a.
  • Additional benefit for senior citizens
  • Loan against deposit facility available
Inquire Now
Recurring Deposit Savings Plan

Recurring Deposit (RD)

Build disciplined monthly savings starting from just ₹500/month. Perfect for small traders, farmers, and daily wage earners aiming for future milestones.

  • Flexible monthly installment amounts
  • Automated interest accrual
  • Passbook updates & zero penalty for early queries
Start RD Plan
Member Savings Account

Member Savings Deposit

Day-to-day liquidity with interest earned on maintaining minimum balance. Safe repository for emergency funds, remittances, and agricultural returns.

  • Transparent ledger accounting
  • Easy cash withdrawals at Tikuri office
  • Direct link to member dividend payout
Open Account

Member Loans & Social Welfare Programs

Going beyond ordinary banking to create meaningful socio-economic impact in Bundelkhand.

Agricultural Support and Tractor Loans

Agricultural & Tractor Finance

Specialized credit support for farmers in Rajnagar and Tikuri to purchase high-yield seeds, fertilizers, drip irrigation pipes, and agricultural implements.

  • Minimal documentation for members
  • Repayment linked to crop harvest seasons
  • Guidance on government subsidy linkages
Farmer Guidance
Women Self Help Groups and Entrepreneurship

Women's Empowerment & SHGs

Promoting self-help groups (SHGs) through collective micro-loans, enabling rural women to start dairy, poultry, tailoring, and handicraft enterprises.

  • Group collateral & mutual trust model
  • Skill workshops and financial literacy
  • Platform to showcase local products
Learn About SHGs
Divyang Support and Community Dignity

Divyang Employment Initiative

Standing with people with physical challenges by providing vocational jobs, equipment grants, and specialized self-employment seed capital.

  • Job placements in society operations
  • Zero-interest micro grants for assistive tools
  • Dignified and self-sustaining livelihood
View Welfare Fund
₹50,000
3 Years
9.0% p.a.
Estimated Maturity Value
₹65,302
Principal Amount

₹50,000

Calculated Earnings

₹15,302

Apply for Scheme Membership